Environmental Liability Insurance

Environmental Liability Insurance is a form of insurance designed to cover losses and liabilities arising from damage to property caused by pollution. These policies are usually written on a claims-made basis so policies pay only claims presented during the term of the policy or within a specified time frame after the policy expires.

Most any business can have some sort of environmental liability exposure. Dry cleaners, gas stations, mini-storage facilities are a little more obvious in their environmental exposures. Even a neighborhood hair salon can have environmental hazards if bleaching, dyeing and styling chemicals are not properly stored, used and disposed of. A thorough risk analysis and loss control assessment can help uncover the need to purchase Pollution liability coverage.